1. Tug on kitchen sink spray head while washing dishes. Discover busted pipe coming out of the ground. Wait less than five minutes for downstairs to be flooded. Call plumber to install shiny new pipes. Pay $300.
2. Go for a routine oil change and 50,000 mile service. Find out that all four tires do not pass inspection and the thread is completely worn. Purchase four brand new tires. Pay $500 for tires, alignment, and oil change.